MEDICARE & TURNING 65 :
WHAT DO YOU
DON'T KNOW
CAN HURT YOU
Don't get stuck with fees, extra costs, or health insurance that doesn't fit your needs. Make sure you're Medicare-informed!
How to Apply for Medicare
Apply Online for Medicare
Https://www.ssa.gov/benefits/medicare/
Apply for Medicare by Phone
Contact Social Security
at 1-800-772-1213
Apply for Medicare in Person
Visit local
Social Security office
Get Free and Friendly Medicare help Now
Our licensed agents provide personalized Medicare guidance at no cost and with no obligation to enroll.
Free Initial Consultation
We will review your current health insurance situation. Educate you on your Medicare options. And breakdown all of your Medicare costs and fees.
Step-By-Step Enrollment
We help you enroll in Medicare A & B, Medicare Advantage Plans, Medicare Supplement Plans and Prescription
Drug Plans.
On-Going Support
We keep you informed throughout the year on plan updates and changes, and our agents are available to answer your questions at any point.
Part A (Hospital Insurance)
Part B (Medical Insurance)
Covers inpatient hospital stays, skilled
nursing care, and home health services.
Helps pay for doctor visits, outpatient care, preventive services, and medical equipment.
Part C (Medicare Advantage)
Part D (Prescription Coverage)
Offered by private insurers that includes
Parts A & B, often with extra benefits like vision, dental, and prescription coverage.
Help pay for the cost of prescription medications that are needed to treat
various health conditions.
Enrollment Period
Initial Enrollment
Period
When:
Starts 3 months before you turn 65, includes your birth month, and continues for 3 months after.
What you can do: Enroll in Medicare Part A (hospital), Part B (medical), and
Part D (prescription drug coverage).
Annual Open
Enrollment Period
When:
October 15 – December 7 each year.
What you can do:
Switch from Original Medicare to a Medicare Advantage Plan (Part C) or vice versa.
Change or drop Part D (prescription drug plan).
Coverage begins: January 1 of the next year.
Medicare Advantage Open Enrollment Period
When:
January 1 – March 31 each year.
What you can do:
Switch from one Medicare Advantage Plan to another.
Drop your
Advantage Plan and return to Original Medicare,
and optionally
enroll in Part D.
Special Enrollment
Period
When:
Triggered by certain life events, such as:
Losing employer coverage
Moving out of your plan's service area
Qualifying for Medicaid or Extra Help
What you can do:
Enroll or make changes without penalty during the period tied to your specific event.
We compare plans from top insurance companies to find one that fits your health needs — and keeps your doctors in-network.
We compare plans from top insurance companies to find one that fits your health needs — making sure your doctors are in-network and your medications are covered. Our goal is to help you choose a Medicare plan that supports every aspect of your health.
